Due Pension

Fixed Pension Plan

Your Due Pension Account comes with a 3% guaranteed interest rate on your money. No hidden fees. Just a simple retirement plan for people like me and you.

Take control of your retirement

See exactly how much money you will get on a monthly basis once you retire. With our simple Pension Calculator you can see how much money you will have coming into your bank account. Got a bonus you want to put to retirement, easy.


No catch. Your get 3.5% a month on your money. Deposit money each month and know exactly how much money you’ll have when you retire. Got unexpected expenses? You can cash out your Pension money you’ve invested at any time.

Pension Rates

Simple calculation, you get 3.5% on everything you deposit into your Due Pension plan. When you retire at 65+ you get a fixed monthly fee for the rest of your life. This isn’t a variable rate, this is a fixed Pension that you will get till you die.

Why choose Due for your custom Pension program?

WSJ Reported that the #1 worry for people when they retire is running out of money. No more worries. There are no tricks up our sleeves. We don’t have some complex algorithm. We keep it simple. We don’t have you take on the risk. We guarantee a fixed monthly percentage and stick to it. Start a Due private Pension online in minutes. We’re on a mission to help everyone enjoy a worry-free retirement, by creating a Pension that’s fit for the 21st century.

You Are Always in Control

You can invest as much as you would like each month, no limits. The more you invest, the more you’ll get each month when you retire.


Want to cash-out your Pension? You can cash out at any time. Yes, there are a few fees to bring out your money early. Typically this ranges from 2% – 8% as your money is invested. The longer you have your money invested, the lower that fee becomes.

Get Started
Applying for an account is free and
takes less than 2 minutes



Today we’re going to teach you about an Pension. Regardless of your financial goals and status, everyone needs to have a plan for retirement. Unfortunately, 64% of Americans have reported that they are not prepared for retirement. More troubling is the fact that 48% don’t even care.


While there are a variety of reasons, like not having enough money to save, the fact is you need to think about your retirement yesterday. Even if you begin stashing money away in a savings account each month is better than nothing. At some point though, you are going to have to step-up your retirement plan by investing in retirement savings vehicles like a 401(k) or an IRA.


But, have you also considered additional retirement plans like annuities? If not, you may want to. Although frequently misunderstood, it can be an effective way to generate a stream of lifetime income — guaranteed.

If that sounds too good to be true, then dive into the following annuities guide. It will explain everything that you need to know about annuities so that you can determine if they fit into your retirement plan.


What You’ll Find in This Guide

In this guide, we’ll look at the pros and cons of annuities. We’ll discuss the options and the values, and we’ll explain what you need to know as you consider using this financial tool to give yourself a more secure financial future.


While all annuities swap a customer’s payments for a future return, annuities come in a range of different versions. In addition to being either deferred or automatic, they can also be variable or fixed, and they can be limited and set for life. Their values vary over time and the rates that they deliver to customers can also vary between insurance companies.


As you consider adding an Pension to your financial toolbox, we’ll make sure that you have the information you need to decide whether this tool suits you and which kind of Pension suits you best.


An Overview of Annuities

Before getting too far ahead of ourselves, let’s quickly explain what an Pension is.


Believe it or it’s actually an insurance product. Specifically, it’s a contract between you, the annuitant, and an insurance company where you’ll make a single payment or series of payments, also known as premiums. In return, you’ll receive regular disbursements that begin either immediately or sometime in the future.


That may sound confusing. And, that’s to be expected. After all, annuities can be very complex. So, the easiest way to think of an Pension is when you purchase travel insurance or a warranty on a new vehicle. They offer protection in case your trip gets canceled or your car breaks-down. Annuities guarantee that you’ll receive a steady income for the rest of your life.


Because of this, annuities are often used as a way to save for retirement. When you go this route, you’re essentially paying an insurance entity to grow that money. And, more importantly, send you payments when you retire.


However, some prefer to convert their savings into a stream of retirement income. But, you do have the option to do both. If so, the insurance company will delay the pay-out until the future.


While this might be a lot to wrap your head around, the main takeaway should be this; with annuities, you pay an insurance provider. As a result, they’ll assume the risk of you outliving your retirement savings if you happen to outlive your income. What’s more, you’re also safe from market risks.

Chapters - Pension Chapters

Pension FAQs

How do I open a Due Pension account?
Opening a Due Pension Account is free and it takes less than 2 minutes. Here’s how to apply online:
  • Visit due.com and enter your personal info and complete the enrollment.
  • Once enrollment is completed, you’ll want to setup automatic deposits into your Pension retirement account. Your new account typically takes 7-10 business days for deposits to show up.
Download our mobile banking app, and log in. You can connect your existing bank account to transfer funds or set up direct deposit to your Pension Account. You can also login to online banking at due.com whenever you need it.
Do I need a credit check to setup an Pension Plan with Due?

Due does not require a credit check to open an account and setup an Pension plan.

How does the fineprint on my annuities account work?
Due deposits your money directly into your investment account where we manage and grow your account. We guarantee 3.5% on your money. If more money is made, we keep it as part of our management fee. If less money is made, we guarantee you the 3.5% on your money. No questions. We use Charles Schwab for all our Pension investment accounts. We currently use two different financial advisory firms to manage all our clients’ money. We never touch the money invested. We are audited monthly by two different independent financial firms (RDGandPartners + EY) to ensure integrity and maintain your trust in our company. Each company gives a monthly recap on assets.
How much money can I contribute each month?
We currently have no limit on how much money you can deposit each month. We don’t have a limit on “one time” deposits either. We do however encourage people to diversify their assets.
  • Investing in the stock market.
  • Investing in real estate. Leaving money in your checking account.
  • Putting money into an Pension plan.
  • All are forms for exposure. Limit putting all in one place. This helps limit exposure to any one particular asset or risk.
How do we calculate the future value of Pension?
Very simple with Due, we give you 3.5% on your money. When you retire, we divide this up and disperse it to you each month for the rest of your life.
Does Due allow me to cash-out my money at any time?
Yes, you can cash out your money at any time. Since we have your money invested, we have to pull your money out from multiple investments. Typical fees range from 2% – 8%. The longer you have your money invested, the lower that fee becomes. Average cash out time takes 5-7 business days.
When I retire, How will I receive my monthly money?
We deposit money in the same account you’ve been depositing from each month. If you would like to change this, you can login to your settings and change or contact our customer service team and we’ll change it after your account has been verified.

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