It’s long been a question posed in personal finance circles, with plenty of disagreement. What’s more important: growing your income, or saving more money? Earning more or saving more? Some experts will vehemently state that you must focus on earning more, because that’s limitless. Frugality will only get you so far. They’re right. Others will […]
While my parents were always able to make ends meet, there wasn’t much leftover. That meant that there wasn’t much wiggle room for unnecessary spending. However, I didn’t realize that that also meant that my parents weren’t prepared for retirement. While they do get Social Security and a small pension, money is tight for them. […]
If you have ever looked into Ecommerce marketing planning before, you would have already realized that it is not possible to cover all the aspects and needs of a promotional plan in a single article. So when we talk about how to create a plan for the eCommerce business in 2021, your best bet is to […]
Everyone wants to get the best education possible, but is saving money on a college degree really possible? Of course it is! As with most purchases, there’s a low end of the price range for a college degree and a high end. Don’t make the mistake of assuming you have to sign your whole life […]
Barrett Strong once sang, “Now, give me money (That’s what I want).” Donna Summer proclaimed that we work hard for money and the Beatles believed it couldn’t buy love. Pink Floyd, so they say, consider money the root of all evil today. According to Biggie, the more money we come across, the more problems we […]
Ah, new money. But should you invest your stimulus check, or not? For many Americans, January 1st, 2021 started with an extra $600. For everyone else, the stimulus money has slowly but surely been rolling out. The second round of stimulus checks have been issued, and are starting to hit accounts! While it is half […]
I was swept under a wave of anxiety when I came across the MarketWatch headline. “Half of Americans over 55 may retire poor.” Will I be broke when I retire? That would be a drag. But, I’m young enough to not make this a reality. Then, I got really concerned. What about my parents? They […]
What, do you think because the first day in January is over, it’s too late to work on your financial goals? I love the entire first month of the year because it feels like a fresh start. This is the perfect time to visualize an amazing year ahead of you. This is also when you […]
A 401(k) is a fabulous tool for savvy retirement savers, and it’s a great idea to get a jump on your retirement contributions early in the new year. With the beginning of 2021 comes a fresh start on a lot of financial things, so be sure you know the 401(k) rules for 2021 in order […]
Are you prepared for retirement? If you’re like 64% of Americans, you are not. And, that means you’re going to spend the latter years of your life broke. Here are 12 reasons why retirement isn’t in your vocabulary. Why are we doing this to ourselves? Because thinking and planning for retirement aren’t always fun. It […]