Do you budget for vices? A recent study found that households earning less than $30,000 per year spend 13% of their income on things like lottery tickets, prepared drinks, and restaurants. The same low-income families spend an average of 4x as much on lottery tickets as households bringing in $75,000 or more in annual income. […]
Over the last few weeks, I’ve been working on self-publishing my first book in print. I worked on bits and pieces of the book over the last few years, but put off the final touches because I couldn’t find the time. Now that we’re coming up on the end of the year, I got a […]
Most entrepreneurs don’t get too excited about filing taxes. Self-employment taxes can be high and it can also be a challenge to keep all your financials organized throughout the year. The fact that you might have to pay taxes 4 times a probably won’t help your enthusiasm either. Paying taxes are inevitable though, and you’ll […]
Time is the one thing that none of us can get back. No matter how much money, prestige, or power we have, time evades all of our firm grasps. When you’re working, whether for yourself or a bigger company, using a time tracker app is a wonderful way to reclaim more of your time. Study […]
Money orders are a popular option to send money and make payments, but unless you have used them before, money orders may seem like a foreign concept. In practice, money orders are a way to turn cash into a check without a bank account. You can get a money order from a bank, some grocery […]
You’ve probably heard that using certain keywords is important when you create content for your site. What’s the big deal? Search engines use keywords to help people find your website. Readers type in phrases or keywords and the engine populates various sites that could be relevant for them to view. The purpose of researching and […]
Accepting online payments can be a great way to help you expand your business and make it easier for your customers to give you money. On the other hand, it seems as though every other day we hear about a data breach. And, even though many of these breaches aren’t online breaches, it can reduce […]
Losing clients can be a nightmare. Not only is a source of money gone, and now you have to do the new work of finding and securing a replacement client. It’s much easier to retain a client than it is to find a new one. If you find yourself losing clients, it’s time to take […]
Once during school, I was chatting with a friend about our college majors. As a finance major, I knew I had a lucrative career path ahead. I asked my friend if she planned to teach or go to law school with her history degree. She said she didn’t want to do either and just picked […]
A blog is a marketing tool that can help you sell products. If you’re a freelancer, a blog is a way to showcase your skills to potential clients. If you sell a physical or informational product, a blog is a way to familiarize people with your business so they feel comfortable forking over cash. Do […]