Fixed Annuity Calculator (2026): Estimate Your Guaranteed Returns

Fixed Annuity Calculator

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Last updated: July 2026

This fixed annuity calculator helps you estimate the guaranteed growth of a fixed annuity based on your contributions, interest rate, and time horizon. Enter your details below to see how much your annuity could be worth at retirement.

How much money do you need to retire? That’s an important question that can be answered with the assistance of a financial calculator. And, specifically, an annuity calculator can simply calculate an annuity today for future annuity worth tomorrow.

Annuity calculators are widely available online from sources like the AARP or Charles Schwab. But, the Due Annuity Calculator will let you easily know exactly how much money it will take for you to retire in the quickest way possible. Just simply plug in your monthly or one-time contribution, interest rate, age, and desired retirement age. New to annuities? Our annuities for dummies guide breaks down the basics, and if you want to understand the math behind the numbers, see how annuity formulas work.

Contributions

Monthly Contribution ($)
One Time Contribution ($)
Yearly Contribution Percentage Increase (%)
     

Rates & Ages

Annual Growth Rate (%)  
Current Age  
Retirement Age  

$93,794.80

Balance at 87

$1,302.71

Monthly Payouts at 87

 

 

 

 

That’s it. In just a matter of seconds will the amount you need to deposit into your account so that you’ll reach your retirement goals. Keep in mind that tax treatment varies by annuity type — if you’re funding your annuity with after-tax dollars, review what a non-qualified annuity means for your situation.

 

 

About Due

Due makes it easier to retire on your terms. We give you a realistic view on exactly where you’re at financially so when you retire you know how much money you’ll get each month. Get started today.

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