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Fintech Guide

State of Fintech 2017

Find everything you need to know to about Fintech

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P2P Payments And P2P Lending

The rise of smartphones and of mobile solutions as innovative as Square and NFC-based systems have created new opportunities for small businesses. Merchants as small as individual glass artists selling out of their studios or at art fairs and garage sales can now accept credit card payments instead of cash.
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Bitcoin And The Rise Of Cryptocurrency

A customer can pay a business online in dollars, euros or yuan. They can enter their credit card into an online payment gateway, transfer funds from one digital wallet to another or flick money across a social media network but those transactions will always have one important element in common.
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Introduction: A Whole New World of Financial Tools

It doesn’t look like much. Thick, obloid, and made of electrum, a naturally occurring alloy of gold and silver, the 1/6 stater on display in the British Museum is one of the oldest coins in the world. Manufactured more than 2,700 years ago in Lydia, in modern Turkey, and decorated on one side with a hand punched design of lion’s head (complete with “nose wart”) the coin represents a way of conducting financial transactions that have remained unchanged for millennia.


We don’t carry electrum coins today, but the dimes and nickel, euros or yuan that jangle around in our pockets are little different to those early coins. They might be neater in shape, harder to forge, and decorated on both sides (as well as along the rim) but the technology itself is fundamentally the same. A visitor from seventh century BC Lydia might be impressed at the accuracy and shininess of a quarter but he’d have no questions about what it was for.


Coins have always represented value and they have always been accepted in exchange for goods or services. It’s a much easier way of conducting trade than trying to pay a bus driver with an armful of chickens. That simplicity is why cash has survived unchanged, except in the design of its notes and coins, for thousands of years.

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Due Fact-Checking Standards and Processes

To ensure we’re putting out the highest content standards, we sought out the help of certified financial experts and accredited individuals to verify our advice. We also rely on them for the most up to date information and data to make sure our in-depth research has the facts right, for today… Not yesterday. Our financial expert review board allows our readers to not only trust the information they are reading but to act on it as well. Most of our authors are CFP (Certified Financial Planners) or CRPC (Chartered Retirement Planning Counselor) certified and all have college degrees. Learn more about annuities, retirement advice and take the correct steps towards financial freedom and knowing exactly where you stand today. Learn everything about our top-notch financial expert reviews below… Learn More