Personal Finance Archives - Page 2 of 21

Why Millennials are Scared of Retirement

Published On March 12, 2021 Published By John Rampton

We millennials get a bad rap. So, I think we should finally set the record straight. For starters, we’re often viewed as entitled, lazy, and obsessed with technology. It’s also believed that we demand constant praise and lack social media etiquette. And, are single-handily responsible for killin...

Personal Finance

6 Core Money Practices

Published On March 8, 2021 Published By John Rampton

Within the last decade, many of us have had to overcome the Great Recession, and hopefully, we can survive financially through the COIVD-19 pandemic. What really gets my blood boiling is that these events and many other situations are external factors that the average person has no control over. But...

Personal Finance

Retirement Gift Guide

Published On March 5, 2021 Published By John Rampton

Every year millions of people retire. However, the pace of Baby Boomers retiring has drastically accelerated. In fact, according to the Pew Research Center, in the third quarter of 2020, about 28.6 million Baby Boomers reported that they had retired. This was 3.2 million more individuals than in 201...

Personal Finance

How Will You Make Ends Meet in this Economy?

Published On March 4, 2021 Published By Max Palmer

Even prior to the COVID-19 pandemic, people were having financial hardships. Following the pandemic and the effect that it’s had on the economy, 70% of Americans are struggling to make ends meet. It’s particularly gloomy for older Americans and people of color. However, all hope is not lost. I...

Personal Finance

7 Ways to Generate a New Income Stream

Published On March 2, 2021 Published By Deanna Ritchie

You may not realize it, but most of us have multiple sources of income. For example, the contributions you’re making to your retirement are earning interest will become a new income stream. These additional income sources will be in addition to your salary — and they will make all the differ...

Personal Finance

How to Choose Between Index Funds and ETFs

Published On March 1, 2021 Published By Kate Underwood

When you’re fairly new to investing in the stock market, you’ll need to put some effort into learning some key terminology. Let’s assume you’re a retail investor, not an institutional investor, so you’ll want to determine your best bet for long-term results in your investments. Here are so...

Personal Finance

20 Retirement Mistakes You’re Making Now That Will Cost You Millions

Published On February 26, 2021 Published By John Rampton

Have you put much thought into your retirement? Unfortunately, most of us don’t. And, that could have serious repercussions if you want to actually enjoy your retirement years. Retirement mistakes are rapid. The thing is, retirement involves more than just opening a savings account and forgetting ...

Personal Finance

Pros and Cons of Pension Plans Today

Published On February 22, 2021 Published By Kate Underwood

When you hear the word “pension,” you might immediately think of the company jobs that gave employees a living after retirement. Not so long ago, it was pretty common for someone to work their entire adult life at one company, then retire to a comfortable pension. Pension plans still exist, but ...

Personal Finance

You Must Always Stay Aware of the Market

Published On February 18, 2021 Published By Deanna Ritchie

Years ago, I had a little trick. I used money for bookmarks. It always meant I’d have a little cash — if I needed cash. Nowadays, I just use my credit card like everyone else — but every once in a while, cash is wanted or needed. Why did I do this? Well, it was […]...

Due, Money Tips, Personal Finance

10 Things You Need To Know About Your Credit Score

Published On February 17, 2021 Published By Mark Sinclair

What you may not know about your credit score can hurt you. Did you know that the average American credit score is a 669-699. Sounds great right? It might sound amazing but if you the average person upped their credit score by 50 points, they would lower their mortgage interest rate by .5%. 20% of...

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