Sooner or later in your life, you are going to have an unexpected windfall. Whether through a bonus, an inheritance, or some other fortunate turn of events, you could suddenly end up with $10,000 that you must figure out what to do with. Yes, it CAN happen. It might be tempting to splurge on a […]

While technology is reaching levels that were once thought of only to support a plot from some science fiction movie, many people are living their financial life with more of an old school theme.  To that, I ask…. Are you still balancing your checkbook on paper? Are you still calling a broker? Do you mail […]

credit cards

First and foremost, this article is only for those who are financial responsible.  Credit cards shouldn’t be part of a financial strategy conversation unless it’s proven that bills can be paid without paying overdraft fees.  That being said, credit cards can be a powerful tool if you know about them and know how to use […]

The personal finance blogosphere has been increasing with each passing year.  With an larger list of attendees at their annual event called “FinCon”, it’s clear the niche is growing.  I was a first timer this past September, where the event was held in San Diego and the very fun cast of characters were interesting to say […]

I did everything backward when I started freelancing. I was fresh out of journalism school. Instead of getting an entry-level job at a newspaper or magazine, I immediately started looking for online gigs. My then-husband and I were up to our eyeballs in student loan debt. He still had years of schooling ahead of him. […]

Budgeting Methods

Most people don’t budget.  Some don’t because they were not taught how to and others because they just don’t want to.  I’ve notice some weird psychology that takes over where many don’t want to know exactly what they are spending their money on.  It’s the old “out of site, out of mind” mentality, which gets us […]

Politics will always be a relevant issue.  Millennials are no exception to this rule.  While they came of age in a time where markets were crashing, the right mix of laws may jump start this economy back to the good ol’ days of the 80’s and 90’s.  Though your general worldview will influence what side […]

Millennials have been disrupting traditional companies for the better part of the last decade.  While busy with their side hustles and scrolling through social media, many still aspire to work at a company that invest in them.  Many look at them as lazy and entitled but there is another side to this story.  The rapid […]

The last ten to fifteen years have seen a great push for financial literacy, most of which has been through a flurry of books and non profit organizations.  I’ve compiled the list below as a resource for you to use in order to find reputable places that are supporting this cause.  Each of the mentions […]

Everyone is always looking for that next money hack, most of the time it is right under their nose.  Health Savings Accounts are rarely mentioned and widely underused.  The lack of attention it gets leads many to leaving tons of money on the table, especially when measured over a lifetime.  The Millennial generation should give […]

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