I'm Miranda and I'm a freelance financial journalist and money expert. My specialties are investing, small business/entrepreneurship and personal finance. The journey to business success and financial freedom is best undertaken with fellow travelers.

For one year, I enjoyed health benefits through my husband’s work. He’d never had a job that offered benefits before, and it was great to cancel the expensive family insurance we had and enjoy the subsidized policy offered by his employer. His work also offered a number of other benefits, including dental and vision plans, […]

When we think of successful entrepreneurs, we often praise them for their vision. It seems that all great entrepreneurs know how to dream. What we don’t often hear about is the work that goes into business success. Organization First of all, realize that a big part of business success is organization. An orderly business is […]

As a freelancer, I regularly look for ways to earn more money through my gigs. My main goal is to continue earning a good living — but without needing to work extra hours. As you continue to improve, you can boost your freelance rates and become more successful at building your freelance business. If you […]

From here, we can see the end of the year. As it approaches, it’s a good time to look at your business books and determine whether or not you’re ready for tax time. Unfortunately, as I look at my own situation, I realize that I’m not as ready for tax time as I usually am […]

Your online presence is very important in today’s world. As you take your Internet marketing to the next level, you need to find ways to build your online presence. You need to be findable — and you need to be top of mind when someone needs something in your field. Even when you are trying […]

Most of the time, I love living the freelance lifestyle. One of the biggest reasons I like being a freelancer is the location independence. No matter what is going on in my life, it’s possible for me to earn money to support my son and me comfortably — and I can do it from anywhere. […]

I’ve thought a lot about multitasking. I’m the kind of person that loves to read while I’m cooking or cleaning — or doing almost anything. However, I’ve noticed that when I multitask in this way, I’m not as effective. It takes almost twice as long to do the dishes when I’m reading, and it’s common […]

Lately, I’ve been thinking about how I can diversify my income. As a freelancer, I’m self-employed, but that doesn’t mean that my income isn’t at risk. And, while I feel better about my income situation than I would if I had a “real” job, the reality is that income diversity is something everyone should be concerned with. […]

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