Multilevel marketing companies, or MLMs, are a well-known business model in the United States. Leaders at these companies tout big benefits like high incomes, part-time hours, and overall life improvement from participating in their direct sales downlines. There’s a reason these companies are looked at with skepticism, however. Many people known MLM companies by different names. […]
When it comes to small business accounting, most people know that it is important to keep your records updated for taxes. However, there are many more benefits from small business accounting that you can use to grow, improve, and expand your business. Here are some of the most important accounting reports for your small business […]
The Tax Cuts and Jobs Act goes into effect for 2018 taxes, but the results of much lower business taxes are already visible in the US stock market. But do those effects truly “trickle down” to the average American? It appears no, according to a recent study. Despite nearly record low unemployment, the study found […]
Investing is an important part of preparing for the future. If you want to retire someday, investments and other retirement savings are vital for success. But if you don’t know where to start, the entire world of investments can feel intimidating. Here is a list of 7 types of investments you should know about and […]
How much do you pay in bank fees each year? If you pay regular fees for ATMs, overdrafts, or monthly service charges on a personal checking account, you are doing it wrong! A recent survey found that the average cost to use out-of-network ATMs continued a decade-long trend of increases, but you shouldn’t be paying […]
If you work for a big company, corporate travel means expense reports, company cards, and jumping through hoops to pick the right airline, hotel, and other arrangements to meet company guidelines. When traveling for work when self-employed, you can book your travel any way you want, but it is important to look at your budget, […]
A recent study found that just over half of Americans have a life insurance policy, but of those with life insurance, a full third of policyholders do not fully understand their life insurance policy. Because life insurance is so important, you should take the time to make sure you have the right level of insurance […]
When you head to the cash register for a purchase under $10, do you reach for plastic to pay? According to a recent survey, nearly half of Americans prefer to pay with cash for low dollar transactions. While Greenbacks are a popular way to pay for many people, paying cash is rarely the best option. […]
Donating to charities and nonprofits is one of the most fulfilling uses of your money, but should you hand over your hard earned dollars to a nonprofit if you have big debt? Probably not. Let’s take a look at why, how you can have a greater long-term impact, and other ways to contribute outside of […]
In a recent survey, about one-third of respondents who earn less than $30,000 per year said is it a good idea to draw from home equity to pay for regular bills. That is about 3x the number who said it is a good idea in the $75,000+ income range. So who is right and when […]