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Warehouse-to-Warehouse Clause


The Warehouse-to-Warehouse Clause is a provision commonly found in marine cargo insurance policies. It states that the coverage extends from the original warehouse or storage facility where the insured goods begin their journey, continuing until they reach their final destination warehouse or storage facility. This clause ensures that the policyholder’s goods are protected against risks during the entire transit process, including intermediate stops and transfers.


The phonetics of the keyword “Warehouse-to-Warehouse Clause” are:ˈwɛərhaʊs tu ˈwɛərhaʊs klɔz

Key Takeaways

  1. The Warehouse-to-Warehouse Clause is a provision in marine cargo insurance policies that covers the goods being transported from the moment they leave one warehouse until they arrive at their final destination warehouse. This ensures that goods are protected throughout the entire transportation process, including any temporary storage or transit pauses.
  2. The clause typically provides coverage for any potential risks associated with the transportation process, such as theft, damage, natural disasters, or other accidents. It aims to offer comprehensive protection to the insured party and helps minimize financial losses that could result from these incidents.
  3. However, it is crucial to carefully review the specifics of the Warehouse-to-Warehouse Clause in any given insurance policy, as the coverage and exclusions may vary. Some policies may have certain restrictions or conditions for coverage, so it’s essential to understand the details to ensure that the protection adequately meets the needs of the insured party.


The Warehouse-to-Warehouse Clause is an important element in the business and finance sectors, particularly in the context of marine insurance. This clause ensures goods are comprehensively covered throughout the entire supply chain, from the point of origin to their final destination. By providing continuous protection, it eliminates any potential gaps in insurance coverage during the multiple stages of transit, minimizing the risk of financial loss for businesses in case of damage or loss to the goods. Overall, the Warehouse-to-Warehouse Clause gives business owners peace of mind and promotes seamless and secure global trade.


The Warehouse-to-Warehouse Clause serves the primary purpose of providing extensive protection to goods being transported during the course of international trade. This specific clause is commonly found in cargo insurance policies and delineates the extent of coverage offered from the moment goods leave the warehouse or place of storage at the point of origin until they arrive at their intended warehouse or storage facility at the destination. By outlining the specific time frame and locations for coverage, the Warehouse-to-Warehouse Clause becomes an essential component in mitigating the risks associated with the transportation of valuable goods and merchandise.

In addition to clearly stating the points of coverage, the Warehouse-to-Warehouse Clause also serves to establish the conditions and responsibilities associated with the commencement and termination of insurance coverage. It ensures that both parties involved in the transaction are aware of their responsibilities in preserving the integrity of the cargo, such as ensuring all appropriate packaging measures are taken, as well as adhering to necessary shipping deadlines. Moreover, it helps to safeguard businesses from unforeseen interruptions or delays during transit by establishing guidelines that dictate the type and extent of protection provided.

Ultimately, this clause aims to foster a transparent and secure environment within the realm of international trade and provides business owners with the necessary peace of mind when transporting goods across borders.


The Warehouse-to-Warehouse Clause is a provision commonly found in marine cargo insurance policies. It provides coverage for the insured goods from the moment they leave the warehouse at the starting point until they arrive at the warehouse at their final destination, including transit and any storage periods along the way. Here are three real-world examples illustrating the application of this clause:

1. Electronics Shipment: Imagine a manufacturer of electronics equipment in Tokyo exporting a shipment of products to a distributor located in Los Angeles. The Warehouse-to-Warehouse Clause in the cargo insurance policy would cover the goods from the moment they leave the Tokyo warehouse, throughout their journey by sea freight, and finally, up until they arrive at the Los Angeles warehouse. This clause would provide continuous protection, including during any temporary storage or transshipment activities, until the goods have been delivered to their final destination.

2. Textile Export: A textile manufacturer in India is shipping a consignment of fabrics to a fashion house in Milan, Italy. The fabrics are first transported by truck to a port in Mumbai, where they are loaded onto a container ship for their ocean voyage. Upon arrival in Italy, the goods are unloaded and stored in a warehouse in Genoa before being moved by rail to their final destination in Milan. The Warehouse-to-Warehouse Clause ensures that the textiles are insured throughout all these stages of transportation and storage, providing essential protection for both the manufacturer and the buyer.

3. Agricultural Shipment: An Australian wine producer is exporting a shipment of wine to a distributor in London. The wine is packed into crates at the winery’s warehouse and transported by truck to the port of Adelaide. From there, the cargo is loaded onto a vessel, which sails to England. After arriving at the port of Southampton, the crates are transferred to a warehouse for temporary storage before being sent by truck to the distributor’s facility in London. The Warehouse-to-Warehouse Clause in the marine cargo insurance policy provides uninterrupted coverage for the wine from the moment it leaves the producer’s warehouse in Australia, through its journey and temporary storage, until it reaches the London warehouse.

Frequently Asked Questions(FAQ)

What is the Warehouse-to-Warehouse Clause?

The Warehouse-to-Warehouse Clause is a provision typically found in marine cargo insurance policies. It provides coverage for the insured goods from the time they leave the initial warehouse (or storage location at the place of origin) until they reach their final destination warehouse (or storage location at the destination). This clause ensures continuous coverage for goods throughout the transport process, including any stops or transfers they may experience along the way.

Why is the Warehouse-to-Warehouse Clause important for businesses shipping goods internationally?

The clause is essential for businesses shipping goods internationally because it provides continuous protection against damages or losses that may occur during the transportation process. This includes coverage against the potential risks associated with handling, storage, and transit, providing peace of mind for both the sender and the recipient of the goods.

What risks are generally covered under the Warehouse-to-Warehouse Clause?

Common risks covered by the Warehouse-to-Warehouse Clause include fire, explosion, collision, theft, water damage, natural disasters, and other similar perils. However, it’s important to note that coverage may vary depending on the specific terms and conditions of the insurance policy.

Are there any exclusions or limitations to the Warehouse-to-Warehouse Clause?

Yes, there may be certain exclusions or limitations to the coverage provided by the Warehouse-to-Warehouse Clause. These can include damage or loss due to insufficient packaging, delay in transit, ordinary wear and tear, or loss due to smuggling or illegal trade. It’s essential to read the policy documents carefully and consult with an insurance professional to fully understand the scope and limitations of coverage.

How long does the coverage provided by the Warehouse-to-Warehouse Clause last?

Coverage generally lasts throughout the entire transport process. However, there may be specific time limits imposed by the policy, such as 60 days after the goods have arrived at the final destination warehouse. Additionally, coverage may cease if the goods are unnecessarily delayed in transit or diverted from their original route. Consult your insurance policy to determine the specific terms and conditions of the coverage.

Can the Warehouse-to-Warehouse Clause be customized or tailored to suit a specific business need?

Yes, insurance providers often offer customized coverage options and endorsements to suit individual business needs. These may include extended coverage for high-value goods, additional coverage for temporary storage or processing, or coverage for unique risks associated with specific industries. Talk to your insurance provider to discuss your specific requirements and potential customization options.

Related Finance Terms

  • Cargo Insurance
  • Marine Coverage
  • Logistics Liability
  • Transit Risks
  • Place of Storage

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