Due’s Expert Review Board

At Due, we understand that financial decisions can shape your entire future. That’s why every piece of content published on Due.com is reviewed by qualified professionals with verified credentials in finance, law, insurance, and investment analysis. Our Expert Review Board ensures that the information you rely on meets the highest standards of accuracy, compliance, and editorial integrity.

Due is a YMYL (Your Money, Your Life) financial publication. We hold ourselves to a higher standard because the topics we cover — retirement planning, annuities, personal finance, and investing — directly impact our readers’ financial wellbeing. Our editorial review process is designed to comply with Google’s E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness) quality guidelines and to meet the expectations of discerning readers who depend on accurate financial information.

Our Editorial Review Process

Every article published on Due goes through a rigorous multi-stage review process before it reaches our readers. This process is designed to ensure factual accuracy, regulatory compliance, and real-world applicability.

Stage 1: Subject-Matter Research and Drafting

All content begins with thorough research by credentialed writers who specialize in retirement, personal finance, annuities, and related financial topics. Writers are required to cite primary sources including government agencies (SSA, IRS, SEC, FINRA), peer-reviewed research, and verified industry data. Every factual claim must be supported by a credible, verifiable source.

Stage 2: Expert Fact-Check and Compliance Review

Before publication, each article is assigned to a member of our Expert Review Board based on the article’s subject matter. The assigned reviewer verifies all financial figures, regulatory references, product descriptions, and legal statements against current laws and market conditions. Articles covering insurance and annuity products undergo additional compliance review by our legal counsel to ensure accuracy under state and federal insurance regulations.

Stage 3: Editorial Quality Assurance

Our senior editorial team reviews each article for clarity, readability, and adherence to Due’s editorial guidelines. This stage ensures that complex financial concepts are presented in a way that is accessible to a general audience without sacrificing technical accuracy. All content is checked for originality using plagiarism detection tools.

Stage 4: Ongoing Content Monitoring

Financial information changes frequently. Our editorial team conducts periodic audits of published content to identify articles that require updates due to new tax laws, regulatory changes, product modifications, or shifts in market conditions. Articles that are updated are marked with a “Last updated” timestamp to maintain transparency with our readers.

Our Corrections Policy

Accuracy is the foundation of reader trust. If an error is identified in any published article — whether by our internal team, a reader, or an external source — we follow a structured corrections process. Minor factual corrections are applied directly to the article with a notation. Material corrections that affect the article’s conclusions or recommendations are accompanied by a visible correction notice. Readers can report potential errors by contacting our editorial team at [email protected].

Meet Our Expert Review Board

Each member of our Expert Review Board brings verified professional credentials and years of hands-on experience in their respective fields. Together, they ensure that Due’s content is accurate, current, and actionable.

John Rampton — Founder & CEO, Due

Role on Review Board: Editorial oversight, business strategy content, and entrepreneurship

Background: John Rampton is the founder and CEO of Due, where he leads the company’s mission to make retirement planning accessible and transparent. He is a serial entrepreneur and investor who has built and scaled multiple technology and financial services companies. John has been recognized by publications including Forbes, Entrepreneur, Inc., and the Huffington Post as a leading voice in fintech and personal finance. He has been named one of the Top 50 Online Influencers by Entrepreneur Magazine and has spoken at financial technology conferences worldwide.

Areas of Expertise: Retirement product development, fintech innovation, entrepreneurial finance, business strategy, and annuity product design.

Review Scope at Due: John provides final editorial oversight on content strategy, reviews articles related to retirement products and fintech innovation, and ensures all content aligns with Due’s mission to provide unbiased, actionable financial guidance.

Daniel Cotter, J.D. — Legal Counsel & Insurance Law Expert

Role on Review Board: Legal compliance, insurance regulation, and annuity product accuracy

Background: Daniel Cotter is an attorney specializing in insurance regulatory law and corporate governance. He graduated first in his class from The John Marshall Law School in 1994, where he earned his Juris Doctor degree. Daniel has spent over 30 years practicing law with a focus on insurance regulation, corporate governance, privacy law, and financial compliance. He serves as the Attorney on Record for Due and brings deep expertise in the regulatory frameworks governing annuity products, insurance disclosures, and consumer financial protections.

Credentials: Juris Doctor (J.D.), The John Marshall Law School (graduated #1 in class, 1994). Licensed attorney with over 30 years of practice in insurance and corporate law.

Areas of Expertise: Insurance regulatory law, annuity compliance, corporate governance, privacy regulations (GLBA, state insurance codes), consumer protection law, and financial product disclosure requirements.

Review Scope at Due: Daniel reviews all content related to annuity products, insurance policies, and legal aspects of retirement planning. He ensures that product descriptions, regulatory references, and legal disclaimers comply with applicable federal and state laws. He also reviews Due’s editorial and investment disclaimers on an ongoing basis.

Kiara Taylor — Financial Analyst & Risk Modeling Expert

Role on Review Board: Financial data verification, investment analysis, and risk assessment

Background: Kiara Taylor is a financial writer and research analyst with over 20 years of experience in the finance industry. She specializes in risk-based modeling, equity research, and emerging market analysis. Kiara has held positions at three of the nation’s largest financial institutions — Fifth Third Bank, J.P. Morgan, and Citi — where she worked in equity research and emerging markets divisions. Her career spans quantitative analysis, portfolio risk assessment, and financial product evaluation.

Credentials: Master of Science in Finance, The Ohio State University. Over 20 years of professional experience at Fifth Third Bank, J.P. Morgan, and Citigroup.

Areas of Expertise: Risk-based financial modeling, equity research, emerging market analysis, portfolio construction, retirement income projections, and investment product evaluation.

Review Scope at Due: Kiara reviews all content involving financial data, statistics, investment projections, and risk analysis. She verifies the accuracy of numerical claims, market data, return projections, and any quantitative assertions made in Due’s articles. She also reviews content related to personal finance strategies and investment products to ensure they reflect current market conditions.

John Boitnott — Financial Journalist & Senior Content Reviewer

Role on Review Board: Journalistic standards, source verification, and financial reporting accuracy

Background: John Boitnott is an award-winning journalist with over two decades of experience covering business and finance for major news organizations. He holds a Master’s Degree in Education from UC Santa Barbara and spent 10 years as a broadcast news writer at NBC News, where he covered financial markets and corporate news. He subsequently spent four years covering financial technology and enterprise software for SAP. John currently writes as a columnist for The Motley Fool, where he covers personal finance and investing strategies for a national audience.

Credentials: Master of Arts in Education, University of California, Santa Barbara. Former NBC News broadcast writer (10 years). Current columnist at The Motley Fool. Former financial journalist at SAP.

Areas of Expertise: Financial journalism, broadcast and digital media, personal investing strategies, corporate finance reporting, fact-checking methodology, and source verification.

Review Scope at Due: John reviews articles for journalistic accuracy, proper source attribution, and adherence to established financial reporting standards. He evaluates whether claims are adequately sourced, whether expert quotes are properly attributed, and whether articles meet the editorial standards expected of a trusted financial publication. He also reviews content related to money management strategies and personal investing.

Deanna Ritchie — Senior Editor & Content Quality Director

Role on Review Board: Editorial quality assurance, content strategy, and readability standards

Background: Deanna Ritchie serves as the Senior Editor at Due, where she oversees the editorial quality of all published content across the site. With extensive experience in content marketing, SEO strategy, and digital publishing, Deanna ensures that Due’s articles are not only factually accurate but also accessible, well-structured, and optimized for readers seeking reliable financial information. She manages Due’s editorial calendar, coordinates with subject-matter experts on the Review Board, and leads Due’s content quality assurance process.

Areas of Expertise: Editorial management, content strategy, SEO and content optimization, financial content editing, digital publishing standards, and audience engagement.

Review Scope at Due: Deanna provides the final editorial review on all content before publication. She ensures that articles meet Due’s standards for clarity, readability, and consistency. She also oversees the periodic content audit process, identifying articles that require updates due to changing financial regulations or market conditions, and coordinating refreshes with the appropriate Review Board members.

How Content Is Assigned to Reviewers

Due assigns articles to Review Board members based on the subject matter and the type of expertise required for accurate review:

Our Standards and Commitments

Independence

Our Expert Review Board operates independently from Due’s business and advertising partnerships. Review Board members evaluate content solely on accuracy, compliance, and reader value. Advertising relationships never influence editorial judgments. For full details, see our editorial and affiliate disclaimers.

Credentials Verification

All Review Board members hold verifiable professional credentials relevant to their review responsibilities. Credentials including degrees, professional licenses, and employment histories have been verified by Due’s editorial leadership. We require that Review Board members maintain active professional standing in their respective fields.

Transparency

We believe readers deserve to know who is reviewing the financial information they rely on. Each Review Board member’s qualifications, professional background, and review responsibilities are disclosed on this page. Readers can view each member’s full body of work on Due by visiting their respective author profile pages, linked above.

Continuous Improvement

Our review process is not static. We regularly evaluate and improve our editorial standards based on changes in financial regulations, industry best practices, reader feedback, and evolving quality guidelines from major search engines and information platforms. Our goal is to remain one of the most trustworthy financial information sources available online.

Contact Our Editorial Team

If you have questions about our editorial process, need to report a factual error, or would like to learn more about Due’s Expert Review Board, please contact us at [email protected]. We take every reader inquiry seriously and respond to all correction requests promptly.

This page was last reviewed and updated in February 2026.