For any small business owner, one of the top goals is to eventually grow. Whether this means bringing in more clients, branching into new markets, or operating with a team of hundreds of employees, the process is the same. Unfortunately, too many businesses never make it to the next growth phase, sometimes as a result […]

Ben Franklin - Wealth is His That Enjoys It

“Wealth is not his that has it, but his that enjoys it.” -Benjamin Franklin Let’s take a second to think of “A Christmas Carol’s” Ebenezer Scrooge. He had plenty of money, but he didn’t actually enjoy it, he hoarded it. When he gave to those in need and stopped his major penny-pitching, money-grubbing, hard-headedness, he […]

Philip Fisher - Price Is Nothing Without Value

“The stock market is filled with individuals who know the price of everything, but the value of nothing.” -Philip Fisher You wouldn’t always think so, but price is actually very different from value. Take for example my experience a few days ago at the grocery store; I was making the choice between a deliciously unhealthy […]

Zig Ziglar - Big TVs vs. Big Libraries

“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” -Zig Ziglar You’d be surprised at the absolute wealth of knowledge books have to offer. Even those of the outdated, weathered, falling apart from use, non-“techie”, dust bunny collecting variety. I love the TV show South Park, and […]

Tax preparation can be difficult for business owners, who must constantly strive to strike a balance between claiming as many deductions as possible and avoiding an IRS audit. The fear of the dreaded visit from a tax auditor can even drive some entrepreneurs to dismiss some deductions, including home office space, which has traditionally been […]

Thomas Jefferson Quote - Don't Spend Before You Have It

“Never spend your money before you have it.” -Thomas Jefferson This reminds me of the “don’t count your chickens before they hatch” metaphor. I can’t tell you how many times I’ve calculated a bonus or paycheck before I’ve gotten it and then been disappointed after taxes, or on the rare occasion, pleasantly surprised at the […]

business insurance

Think small business insurance is important? As a small business owner, you face a certain amount of liability. Without putting the proper protections in place, you could be putting your business and/or personal accounts in jeopardy. One lawsuit could wipe out everything you’ve worked for years to build, whether that legal action is related to […]

Dave Ramsey - Don't Let Money Control You

“You must gain control over your money or the lack of, or it will forever control you.” -Dave Ramsey These guys have seriously got to stop directing their quotes at me! I tend to be more on the ‘lack of’ side of the spectrum, and I certainly understand the powerful grip that money (and lack […]

“Every time you borrow money, you’re robbing your future self.” -Nathan W. Morris Credit card borrowing can be a slippery slope. A VERY slippery slope. We’ve all found ourselves on that slope at least once, and it can be very difficult to get a hand hold and work your way off that mountain. But it […]

Steady cash flow is an ongoing challenge for small businesses, which often must deal with the ebb and flow of customer activity. Some businesses see a surge in sales over the holiday season, while others see the bulk of their business during the summer. Even if your fluctuations aren’t quite that dramatic, you likely experience […]

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