Charles Dickens often made references of the consequences of debt, this quote comes to us from his novel David Copperfield, “Annual income twenty pounds, annual expenditure nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”
Dickens habitually wrote about how neither debt nor money would ever bring happiness. Pip in Great Expectations spent way beyond his means (a rather buy now, pay later sentiment), which would never actually satisfy him, and good ol’ Mr. Scrooge from A Christmas Carol had all the money in the world, yet it brought him no joy. Debt is something that gets many people in trouble these days, and few are able to claw their way out of it. It seems that spending beyond our means can only ever result in misery, however delayed by possessions gained from it.