Almost every American adult is familiar with the obligatory squiggle of your name to complete a transaction. But how secure are those signatures in helping us avoid fraudulent transactions and purchases? Not very. Putting aside all of the hassles of writing your name with a dead pen, getting something that looks somewhat like your name […]
Let’s face it — budgeting when you have regular income is straightforward. You have a steady paycheck coming in at least bi-weekly that you can allocate to your bills, savings, debt, and investments. Variable income is another animal. Payments come in at different times and they can even come in months late. It can be […]
The start of this year’s tax season is just around the corner. According to the IRS, the earliest date you can file income taxes this year is January 29, 2018. Without filing an extension the latest date to file is April, 17, 2018. But the refunds of some people could be gone before they ever […]
So you want to start a business. You’ve probably thought out your idea thoroughly, and you might even have a business plan drafted. You’ve likely spent the last several weeks, or months, or even years thinking about the ins and outs of running your business, including all the expenses you’re going to face, the revenue […]
One of the biggest hurdles to starting a business is generating enough capital to make the initial investment. Even if you have a fantastic idea, with a clear path to revenue and growth, if you don’t have the cash to get that momentum started, you might never bring your business to life. So the real […]
Happy New Year! While you are working to nurse off that hangover or catch up on sleep, last year is over and it’s time to start thinking about one of two of life’s biggest guarantees: taxes. While you may not be as excited about your taxes as this money nerd, tax season is a great […]
I recently attended an ICO conference in Santa Monica, California, where the entire day was filled with excited discussions about the potential of launching a new cryptocurrency as a fundraising effort instead of a traditional IPO. Regulatory issues abound in this high-risk space, but one thing we did not talk about was taxes. Taxes are […]
One of the greatest assets you have in both your business and personal is the ability to earn more money and give yourself a raise each year. There is no cap on your earning potential, and when you run your own business you don’t have to worry about red tape. As a business owner, all […]
We like to think everything’s going well with the economy. And it might be. But that doesn’t mean that there won’t be another recession. Indeed, you need to prepare your business for the next economic downturn. However, you also need to make sure your personal finances are properly prepared for the next economic downturn. Without […]
Keeping an eagle eye on your business and personal finances while self-employed is highly important. When your business is having a cash flow problem your wallet is also having a cash flow problem. Here are ways to rock your business and personal finances while running your own show: Overplan for Emergencies Your household’s emergency savings […]