Let’s take a moment to answer a few questions: How do you cover expenses while you’re waiting for your biggest customer to pay last month’s invoice? Can you book a trip to pitch your most valuable prospect without worrying about the cost? (Or better yet, can you book it using only credit card points?) How […]
Over the last few years, cryptocurrency has evolved from a buzzword to a notable investment. Still, financial analysts across the board agree crypto is a speculative play — some going so far as to call it the next dot-com bubble. I don’t believe that it’s a bubble like we saw in the dot-com era, but I understand why cryptocurrencies’ […]
Side hustles are often touted as the saving grace of anyone’s financial situation. Personal finance experts, myself included, like to point out that a side hustle can bring in more money and help you reach financial goals sooner rather than later. But side hustles also take up precious time and energy. Certain side hustles also […]
Investing is an important part of preparing for the future. If you want to retire someday, investments and other retirement savings are vital for success. But if you don’t know where to start, the entire world of investments can feel intimidating. Here is a list of 7 types of investments you should know about and […]
How much do you pay in bank fees each year? If you pay regular fees for ATMs, overdrafts, or monthly service charges on a personal checking account, you are doing it wrong! A recent survey found that the average cost to use out-of-network ATMs continued a decade-long trend of increases, but you shouldn’t be paying […]
If you work for a big company, corporate travel means expense reports, company cards, and jumping through hoops to pick the right airline, hotel, and other arrangements to meet company guidelines. When traveling for work when self-employed, you can book your travel any way you want, but it is important to look at your budget, […]
A recent study found that just over half of Americans have a life insurance policy, but of those with life insurance, a full third of policyholders do not fully understand their life insurance policy. Because life insurance is so important, you should take the time to make sure you have the right level of insurance […]
If you haven’t separated your business finances from your personal finances yet, you’ll want to move that up to the top of your list. Keeping personal and business finances separate can help you stay organized and provide plenty of peace of mind especially around tax time. If you’ve legitimized your business and became an LLC […]
Money orders are a popular option to send money and make payments, but unless you have used them before, money orders may seem like a foreign concept. In practice, money orders are a way to turn cash into a check without a bank account. You can get a money order from a bank, some grocery […]
Everyone wants to avoid ATM fees. Sometimes going to an ATM can feel like highway robbery! Between fees charged by your bank and fees charged by the ATM owner, you could find yourself paying $6 or more just to get cash from your own bank account. If you ask me, that is something you should […]