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bitcoin

Investing in and trading cryptocurrencies has become more and more popular mainly due to stories of people who got back double or even triple the amount they put in. These stories are, indeed, true. Take for example the case of Eddy Zillan who invested a few thousand dollars in crypto and became a millionaire. Of […]

No matter what your financial situation, nobody is immune from the prospect of a financial emergency. It can hit any one of us, and in a wide variety of different forms. Job losses, unexpected medical expenses and emergency repairs to a home or vehicle can be stressful. Often, these bills can’t wait, and you still […]

Automate Your Finances

In the past, sharing finances was straightforward. Couples used to marry and have all joint bank accounts. Millennial couples are different — they move in together sooner and marry later. Millennial couples also carry record levels of personal student debt (that the partner doesn’t necessarily want to be attached to their name), and typically, they […]

crypto debit and credit cards

Cryptocurrencies offer a lot of benefits for both customers and businesses alike. Businesses, in general, have a lot to gain by accepting cryptocurrency payments and as a result, some have become more open to the idea. Here is what crypto debit/credit cards are — and are they worth using? Customers and businesses face some difficulties […]

how credit cards work

How I collected 750,000 points and miles worth $11,000, and how you can do it too Photo by Avery Evans on Unsplash   This is a guide on how to credit card churn effectively while minimizing the disruption to your personal life and finances. This guide is geared toward those who are familiar with how credit cards and credit […]

Debt – ah, that four-letter word that sparks fear and frustration to the hearts and minds of a lot of people today. Having debt can be extremely frustrating. Debt is discouraging especially if your goal this year or in the next few years is to be financially independent. Really, COVID has put us all under […]

When events such as COVID-19 occur, investors often feel at the mercy of wildly fluctuating portfolios. Investing in the market involves risk — your portfolio will go down. And according to the math of percentages, the more significant your losses, the more returns you’ll need to break even. If you lose 10%, you’ll need to gain 11% to recover, […]

exit strategy

Retirement can be scary, no matter who you are. It makes sense that some people are nervous about retirement. How much money do you really need for 20 years? What about 30 years? Will you get bored? Will you be lonely? Planning ahead and predicting the future is extremely difficult. It’s tempting to just make retirement planning tomorrow’s problem. […]

Freelancers run their own show, but enjoy fewer workplace protections and conveniences than W2 workers. One way this really exhibits itself is with fees. Freelancers can find that fees cut into their earnings at an enormous rate. If a freelancer works for 7 clients in one month and pays a 5% fee on each payment, […]

sales skills

One of the biggest problems faced by businesses today is maintaining liquidity or access to public funding. This is most true for startups, which often take funding from wherever they can get it in order to bring their business plans to life. Small business loans and private equity or venture capital firms tend to be popular sources, […]

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