Due
cash to credit card flow

Debt is one of those silent trolls that can creep up and terrorize your business. Debt isn’t all bad, but using debt to grow your business can get out of control if you’re not careful. Having debt can put a strain on your business and debt on a credit card specifically can be costly. Up […]

Client Contracts

If you are self-employed with no other employees, there’s nobody else to blame for business failures but yourself.  However, if you hire contractors, things can sometimes get tricky For one thing, you relinquish some control of your schedule. Projects you are working on that depend partly on them must be put on hold if they […]

my schedule

Freelancers wear many hats. We’re salespeople, bookkeepers, and consultants all rolled into one. We also juggle multiple freelance projects at any given time to keep the income flowing. Managing administrative duties while serving clients can be a logistical nightmare if you’re not organized. I had a rude awakening recently because I didn’t have the appropriate […]

accounting in the cloud through mobile

Last week in a discussion with a business coaching client, I asked if she had updated bookkeeping and accounting records that would help her make the best business decision for a big question about her business. “No,” she replied, she didn’t have updated books. Without them, any decision regarding product lines, pricing, or customer capacity […]

One of my favorite things about being self-employed is having more freedom and flexibility. I’ve realized that there is quite a difference in being self-employed and being a business owner and I feel like I’m stuck in between. When you’re self-employed, you generally work as a sole proprietor or independent contractor. You do most of […]

vacation budget

People tend to go on vacations to indulge, spending money more freely than usual, but if you aren’t careful, those costs can eat into your personal finance health. And if your budget’s already tight, you might think a vacation is impossible because of how expensive even a small trip can be—after all, the average solo […]

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