You have an idea for an exciting new business. You’ve done your research and you’ve written a business plan. Now it’s time to answer the big question – how to finance a business. Let’s take a look at your options and the things you’ll need to consider in your quest for business funding. Business Funding […]
It’s a common misconception: Having a ton of the latest technology is the solution to all of your cybersecurity challenges (which are likely to only get worse this year and beyond). Just throw more tech at the problem, and it will–somehow–go away. If only that were true, it would be an easy way to prevent […]
Cryptocurrency has the potential to completely change how our economy functions—and it’s already doing it. Many countries have either allowed or fully embraced cryptocurrencies like Bitcoin, the market cap for multiple cryptocurrencies has exceeded $1 billion, and public regard for cryptocurrencies is at an all-time high (and climbing higher). That means the core institutions of […]
Crypto enthusiasts have long held that someday, cryptocurrency would replace traditional currency. That would mean the majority of a local population (or world population) using a decentralized currency or currencies in place of fiat currencies like dollars, pounds, or Euro. That reality would demand that at least one major world power adopt a specific cryptocurrency […]
Sending invoices through email seems like a simple task. You draw up a new email, address it, attach the invoice, and hit “send.” In a few days, hopefully, you’ll receive your payment in full. The process looks simple to end users, but it’s actually quite complex. After hitting the “send” button, emails are routed through […]
There are many avenues that lead to damaged credit. You might have missed a few payments on an important loan. You might have opened too many credit cards. You might have even defaulted on a mortgage or car loan. However you got here, your personal credit score is damaged, and it’s likely affecting your life […]
The overwhelming tide of cyberattacks continues to rise. Even well-funded IT departments are having trouble keeping up with the threats. According to most major reports, hackers are now able to spend more than 200 days snooping about a network unnoticed, allowing them ample time to access all of the information they need. There are many […]
According to Gallup, half of employees are ready to leave their jobs. Some of these individuals might even go on to start their own businesses. While statistics indicate that half of those startup attempts will be unsuccessful, right now the small business optimism index is at its highest level since its inception 45 years ago. […]
Money, including how we use and borrow it, has changed dramatically in just the past decade. Traditional payment methods are now peer-to-peer, contactless, and mobile versus cash, check, or plastic. We have primarily the internet and technology to thank for the new ways we conduct transactions. Now, imagine what will happen with money in the […]
People tend to go on vacations to indulge, spending money more freely than usual, but if you aren’t careful, those costs can eat into your personal finance health. And if your budget’s already tight, you might think a vacation is impossible because of how expensive even a small trip can be—after all, the average solo […]