Utilities are a practical necessity, but they occupy a massive line on your monthly budget. The typical American family spends more than $2,000 a year on utility bills, including electricity, water and sewage, and natural gas—and depending on where you live, you might spend even more than that. If you can manage to cut those […]
Americans are more debt-ridden than ever, with around 80 percent of Americans currently carrying debt. While some of this is tied up in mortgages or medical debt, much of it also stems from student loans and credit cards. In fact, the average Gen Xer carries more than $8,000 in credit card debt, while the average Millennial is […]
After the tax bill was finalized and passed in December, many business owners began to contemplate what they should do with their new windfall. With the corporate tax rate falling from 35 percent to 21 percent — representing the biggest one-time drop in U.S. history — pass-through businesses catching a break, and overall tax reductions […]
While the economy has rebounded from the Great Recession, Biz2Credit found big banks still only approve about a quarter of the small business loan applications. Many companies are experiencing increased opportunities and funding. Yet, small businesses aren’t enjoying the same spoils. That may make it seem like the future of finance in small business may […]
Engagement season is upon us. The Atlantic cited WeddingWire findings that found 33% of engagements happen between Thanksgiving and New Year’s. Must be something in the air. Or the eggnog. Probably the eggnog. Of course, getting engaged is an amazing moment in your life. You and your partner get to plan the rest of your […]
The debt problem in the United States is bad, and it keeps getting worse with every passing year. Total household debt, including mortgages, was about $132,500 in 2016, with the average household’s credit card balance hovering around $16,000. These are incredibly high, either setting new records or practically tying old ones. Debt seems unavoidable in […]
Quitting your full-time career isn’t always an option for those wanting to pursue an entrepreneurial venture, and it doesn’t have to be. More and more people are starting businesses or side projects while juggling a full-time job. Those that are starting up this way are actually 1/3 less likely to fail than those jumping in headfirst. Although starting a […]
Marketers are upping their spend on experiential marketing, with a recent survey finding one in three CMOs plan to set aside between 21 and 50 percent of their marketing budgets for brand experiences. For business leaders, this brings a demand to take a serious look at the way they’re publicizing the work they’re doing. However, […]
As a freelancer operating on a tight budget, saving a few dollars can majorly impact your business and personal life. However, with so many different expenses, it’s often challenging to know where to start. Yet, there are easy ways to save on monthly expenses as a freelancer. Freelance Work on the Rise You don’t need […]
What makes you happy? Is it that new promotion? Shiny new Tesla in your driveway? Binge watching Netflix with your significant other? There’s no right answer. It depends on you. However, there is a consensus that experiences, and not material items, actually make us happier. Dr. Thomas Gilovich, a psychology professor at Cornell University, conducted […]