Search
Close this search box.
Blog » Money Tips » Top 12 Ways To Invest as a College Student

Top 12 Ways To Invest as a College Student

image 1754428594.webp
image 1754428594.webp

College students often seek effective ways to start their investment journey while managing academic and financial commitments. This list highlights 12 popular investment platforms that offer user-friendly interfaces, low fees, solid educational resources, and strong growth potential. The goal is to support those beginning to build their portfolios with options that balance accessibility and practical investment tools. Evaluations in this article are based on:

  • Ease of Use
  • Fee Structure
  • Learning Materials
  • Growth Potential
  • Account Setup Simplicity

Top 12 Ways To Invest As A College Student

Company Rating Ease of Use Fees Learning Materials Growth Potential
1 Robinhood 8.5/10 High Low Moderate Good
2 Acorns 8/10 High Moderate Good Moderate
3 Stash 8/10 Moderate Moderate High Good
4 SoFi Invest 8.2/10 High Low Good High
5 Coinbase 7.8/10 Moderate Moderate High High
6 Webull 7.5/10 High Low Moderate Good
7 M1 Finance 8/10 High Low Moderate High
8 Betterment 8.3/10 High Low High Moderate
9 Vanguard 8/10 Moderate Very Low High Good
10 Fidelity 8.1/10 Moderate Low Good High
11 E*TRADE 7.9/10 Moderate Moderate Moderate Good
12 Schwab 8/10 High Low Good High

Robinhood

Screenshot of Robinhood homepage

Robinhood offers a clean app interface that helps beginners start trading quickly. The platform provides commission-free trades and easy account setup. Many college students appreciate its user-friendly design and straight-forward navigation. Robinhood also offers basic financial information and tools that aid new investors. The service maintains clarity in its fee structure and gives access to various market data. Its mobile-focused design helps users keep track of investments on the go while attending classes or study sessions.

Ease of Use: High
Fees: Low
Learning Materials: Moderate
Growth Potential: Good
Account Setup: Fast

Summary of Online Reviews
Users often comment, “The simple design makes investing stress-free.” and note excellent customer support.

Acorns

Screenshot of Acorns homepage

Acorns automatically invests spare change from everyday purchases. The method simplifies how novice investors enter the market. Its round-up feature encourages savings without disrupting daily routines. Students benefit from low fees and easy-to-understand investment strategies. Acorns also provides educational content that explains basic investment principles in clear language. This platform is ideal for those looking to start small and steadily build a portfolio.

Ease of Use: High
Fees: Moderate
Learning Materials: Good
Growth Potential: Moderate
Account Setup: Simple

Summary of Online Reviews
Many users state, “A great way to invest incrementally,” and highlight its ease of saving.

Stash

Screenshot of Stash homepage

Stash provides investment guidance alongside its trading features. It offers educational material that helps users make smarter decisions. The platform is designed for beginners who wish to build a portfolio slowly. With modest fees and accessible tools, Stash is well-suited for students managing limited funds. Its ability to break down complex investment ideas helps users feel more confident. The service includes various investment categories which allow gradual diversification for long-term growth.

Ease of Use: Moderate
Fees: Moderate
Learning Materials: High
Growth Potential: Good
Account Setup: Straightforward

Summary of Online Reviews
Users remark, “Stash makes it manageable for beginners,” with praise for its educational support.

SoFi Invest

Screenshot of SoFi Invest homepage

SoFi Invest provides a mix of trading and automated portfolio management options. The platform is geared toward both new and experienced investors. It keeps the fee structure clear while offering learning tools that break down investment risks and returns. College students find value in its modern interface and fast account setup. Students seeking a broader suite of services, including student loan refinancing and career advice, may benefit from its integrated features.

Ease of Use: High
Fees: Low
Learning Materials: Good
Growth Potential: High
Account Setup: Fast

Summary of Online Reviews
Reviewers mention, “The interface is clear and modern,” highlighting its all-around functionality.

Coinbase

Screenshot of Coinbase homepage

Coinbase is a well-known name for digital asset trading and storage. It provides a safe environment for buying and selling cryptocurrency. The platform offers easy navigation with an emphasis on security and learning. College students looking to diversify beyond traditional stocks may find its clear layout and clear fee policies useful. Coinbase also presents market updates and beginner guides for those new to virtual currencies. Its design focuses on clarity and simplification of technical terms.

Ease of Use: Moderate
Fees: Moderate
Learning Materials: High
Growth Potential: High
Account Setup: Simple

Summary of Online Reviews
Users comment, “An intuitive platform for new cryptocurrency investors,” with emphasis on its security features.

Webull

Screenshot of Webull homepage

Webull offers advanced charting and analysis tools. The platform is designed for users who want more detailed market data. Its zero-commission trade model attracts budget-conscious college students. Webull also provides a range of educational videos and market simulators. This service suits students who are willing to study market trends closely while benefiting from a modern interface and efficient execution of trades.

Ease of Use: High
Fees: Low
Learning Materials: Moderate
Growth Potential: Good
Account Setup: Efficient

Summary of Online Reviews
Reviews include statements like “A detailed platform for market enthusiasts,” with emphasis on its analytical tools.

M1 Finance

Screenshot of M1 Finance homepage

M1 Finance integrates automated investing with the ability to customize a portfolio. It allows users to combine hands-off management with selective decision-making. The platform features an attractive interface that simplifies asset allocation. College students may appreciate the flexibility to tailor investments based on their personal goals. M1 Finance offers a blend of automation with control over portfolio composition. Its fee structure is competitive, and the learning section helps users understand portfolio dynamics.

Ease of Use: High
Fees: Low
Learning Materials: Moderate
Growth Potential: High
Account Setup: Customizable

Summary of Online Reviews
Feedback often notes, “Offers flexibility with automation,” and praises its investment customization.

Betterment

Screenshot of Betterment homepage

Betterment uses automation to deliver a simplified investing process. The service focuses on long-term portfolio management with minimal effort. Its platform provides solid guidance on risk and reward management. For college students, the low fees and balanced asset allocation make it a solid option. Betterment also includes educational content that explains the basics of diversification and risk management. Its structured approach helps users build an investment routine with confidence.

Ease of Use: High
Fees: Low
Learning Materials: High
Growth Potential: Moderate
Account Setup: Quick

Summary of Online Reviews
Users mention “Simple and straightforward investing,” with strong emphasis on its automated strategies.

Vanguard

Screenshot of Vanguard homepage

Vanguard is known for its low-cost index funds and mutual funds. The platform is ideal for investors seeking reliable, hands-off strategies. Vanguard emphasizes long-term investing with historically stable returns. Its institutional reputation and ample educational resources offer valuable insights for students. The service focuses on minimizing fees while offering extensive options to diversify a portfolio. Vanguard’s approach is analytical and built on time-tested investment principles.

Ease of Use: Moderate
Fees: Very Low
Learning Materials: High
Growth Potential: Good
Account Setup: Standard

Summary of Online Reviews
Investors write, “A trusted platform for low-cost investing,” with frequent highlights on its minimal fees.

Fidelity

Screenshot of Fidelity homepage

Fidelity delivers a wide range of investment options with a focus on research and customer service. The platform offers tools that assist users in understanding market trends. New investors value its detailed educational sections and tailored advice. Fidelity’s low fees, extensive fund options, and robust customer support help ensure students feel confident in their financial decisions. This service appeals to those who appreciate in-depth research and diverse asset classes.

Ease of Use: Moderate
Fees: Low
Learning Materials: High
Growth Potential: High
Account Setup: Streamlined

Summary of Online Reviews
Clients mention, “Strong research tools and client support,” with highlights on its wide asset range.

E*TRADE

Screenshot of E*TRADE homepage

E*TRADE mixes traditional brokerage services with online trading tools. Its website provides a balance of tool-rich interfaces and educational articles suited for students. The service focuses on transparency with its fee structure and offers various account options. Its learning resources help visitors understand trading concepts and market trends. The platform is well-regarded for its responsive customer care and simplicity when setting up a new account.

Ease of Use: Moderate
Fees: Moderate
Learning Materials: Moderate
Growth Potential: Good
Account Setup: Accessible

Summary of Online Reviews
Users remark, “A balanced choice for both novice and experienced traders,” with strong customer care reviews.

Schwab

Screenshot of Schwab homepage

Schwab is recognized for its broad selection of investments and transparent pricing. The site emphasizes value in long-term strategies. Its straightforward process attracts students aiming to enter the investment space confidently. With a focus on low commissions and extensive market analysis, Schwab builds trust among new and experienced investors alike. The platform combines extensive research tools with an inviting digital experience.

Ease of Use: High
Fees: Low
Learning Materials: Good
Growth Potential: High
Account Setup: Simple

Summary of Online Reviews
Reviews often note, “A trusted name with low fees,” with emphasis on its value-based approach.

Final Thoughts

These investment platforms each offer distinct advantages for college students. They have been selected for their clear interfaces, low fee structures, strong educational content, and growth opportunities. Students may match these options against their personal goals and risk comfort levels. The data provided encourages careful comparison. Whether seeking automated ease or detailed trading tools, each service has strengths that cater to different investment needs.

About Due’s Editorial Process

We uphold a strict editorial policy that focuses on factual accuracy, relevance, and impartiality. Our content, created by leading finance and industry experts, is reviewed by a team of seasoned editors to ensure compliance with the highest standards in reporting and publishing.

TAGS
CEO at Due
John Rampton is an entrepreneur and connector. When he was 23 years old, while attending the University of Utah, he was hurt in a construction accident. His leg was snapped in half. He was told by 13 doctors he would never walk again. Over the next 12 months, he had several surgeries, stem cell injections and learned how to walk again. During this time, he studied and mastered how to make money work for you, not against you. He has since taught thousands through books, courses and written over 5000 articles online about finance, entrepreneurship and productivity. He has been recognized as the Top Online Influencers in the World by Entrepreneur Magazine and Finance Expert by Time. He is the Founder and CEO of Due. Connect: [email protected]
About Due

Due makes it easier to retire on your terms. We give you a realistic view on exactly where you’re at financially so when you retire you know how much money you’ll get each month. Get started today.

Editorial Process

The team at Due includes a network of professional money managers, technological support, money experts, and staff writers who have written in the financial arena for years — and they know what they’re talking about. 

Categories

Due Fact-Checking Standards and Processes

To ensure we’re putting out the highest content standards, we sought out the help of certified financial experts and accredited individuals to verify our advice. We also rely on them for the most up to date information and data to make sure our in-depth research has the facts right, for today… Not yesterday. Our financial expert review board allows our readers to not only trust the information they are reading but to act on it as well. Most of our authors are CFP (Certified Financial Planners) or CRPC (Chartered Retirement Planning Counselor) certified and all have college degrees. Learn more about annuities, retirement advice and take the correct steps towards financial freedom and knowing exactly where you stand today. Learn everything about our top-notch financial expert reviews below… Learn More