Category: H

Definition “House poor” is a term used to refer to individuals who spend a large portion of their total income on home ownership, including mortgage

Definition The Housing and Economic Recovery Act (HERA) is a U.S. federal law passed in 2008 designed to stabilize the faltering housing market and improve

Definition The Housing Expense Ratio is a measure used by financial lenders to determine a borrower’s housing affordability. The ratio is calculated by dividing a

Definition A housing unit refers to a separate structure or part of a structure that is used or intended to be used as a residence.

Definition “Housing Starts” is a term used in the economic and real estate sector to describe the number of new residential construction projects that have

Definition Housing bonds are debt securities issued by local or state governments to raise money for affordable housing development. The proceeds from the sale of

Definition The Howey Test is a legal principle used to determine whether a transaction qualifies as an “investment contract” and thus falls under the U.S.

Definition A Housing Authority Bond is a type of municipal bond issued by a local or state housing authority to finance the construction or improvement

Definition An HSA Custodian is a financial institution or other organization that is responsible for administering a Health Savings Account (HSA). This would include holding

Definition The Housing Market Index (HMI) is a measurement used to gauge the outlook of home builders on the residential housing market. It is produced