You don’t want to spend an arm and a leg on budgeting tools. In my frugal opinion, that just defeats the purpose. Additionally, you don’t want to use overly complex tools that generate such meticulous reports that the thought of it gives you a panic attack. “Budgeting has only one rule: Do not go over […]
COVID-19 has crippled a lot of businesses. A Washington Post article confirmed that more than 100,000 small businesses are closed forever. Pre-pandemic, people had great personal and in-person contacts — thereby creating the optimal ease to market your product to people. Currently, we are advised to stay at home, so no more contacts — and […]
Are you a parent fighting to stick to your budget? If not, are you a high school student learning the basics of financial responsibility? If so, you can achieve either goal by using the following 101 discounts. Banking and Finance 1. Capital One MONEY If you’re a parent wanting to teach your child how to […]
How do you pay your employees? In most cases, workers are paid wages or a salary via cash, checks, direct deposits, or even with a mobile wallet. For startup founders, who are on a tight budget, they may pay early team members with equity. Regardless of the exact method, this compensation is subject to employer […]
It should not shock you to learn that daily reading — an incredibly simple task — is a habit common to many self-made millionaires. 85% of millionaires reading at least two books per month, studying various topics including leadership, career development, and all things money — including management and mindset. Here are ten money mindset books. […]
Marriage is work. Anyone who tells you otherwise either hasn’t been married long enough or they’re being dishonest. It can be rewarding work when done the right way, but it’s work nonetheless. And if 100 couples were to list their biggest sources of friction in marriage, almost all of them would put money at or […]
As you are already aware — attending college isn’t cheap. Obviously, the main reason is the growing cost of tuition each year. According to a report from the Center on Budget and Policy Priorities, the average tuition at four-year public colleges has increased in all 50 states. On average, tuition has surged by 37 percent, with […]
Last weekend I was filling my car up with gas. To kill some time, I looked around the station. To my surprise, I spotted a 20-dollar on the ground. In the scheme of things, this was a minimal amount of Money — and it wasn’t really mine to keep. While finding cash laying on the […]
There’s nothing routine about freelance work. Hours stretch beyond 8 to 5. Rates vary from client to client, project to project. Even once your work is done, paydays don’t always arrive on time. For these reasons and more, regular personal finance tips don’t always apply to freelancers. The irregularity of freelance work requires a great […]
Any entrepreneur can tell you that one of the first and most important steps you can take for a business is creating the business plan. Your business plan will serve as a blueprint for the company you’re about to create, dictating how it should be structured and how it’s going to operate. It’s also the […]