Investing usually involves leveraging historical data. You check prior reports, evaluate spreadsheets, and come to a satisfactory conclusion. Piece of cake. But, what happens when you’re trying to figure out where to put your money during COVID-19? Pandemics happen infrequently, which is a good thing. However, it also means you have little information to gauge […]
Cutting costs, pivoting hard, and staying optimistic have become the guiding mantras for COVID-hit businesses around the nation. According to Wells Fargo Small Business Index’s third quarter results, around a third of owners think they’ll need at least a year to financially recover. Here are five aspects of business to re-evaluate to save money. The […]
Many of us have older relatives that are already enjoying retirement or are just a few short years away. One of the most caring things you can do for your older parents, aunts, uncles, or other relatives is to make sure they’re all set for retirement. A recent Federal Reserve report showed that 13% of […]
While the Great Recession was devastating for millions of individuals, the decade that followed was generous to investors. From a marketer’s perspective, the 2010s will forever be remembered as an era of slow but steady gains on Wall Street, and a period of sustained growth for investors and their retirement accounts,” explains John Divine, a […]
Recently a new breakfast joint opened up in my town. During my first trip there, I was pleasantly surprised to see that they also have a lunch menu. That meant in addition to delicious breakfast sandwiches; there were also traditional lunch options like soups, salads, and BLTs. I’m all about a solid breakfast sandwich. But, […]
I don’t think that anyone plans on digging themselves into a massive debt-hole. But, sometimes, there are unexpected emergencies that you have to address that will drain your savings. Other times you can’t control your spontaneous spending, or you just really need to get that new shiny object, like a new iPhone. Sometimes spending isn’t […]
As soon as I got a driver’s license, I got a part-time job. As this was during high school, that gave me money to go out and do things without having to ask my parents. Who doesn’t love that kind of freedom? As an adult, freedom can be lost in a second if your insurance […]
There are a lot of things to lose sleep over each night. But, perhaps, nothing more than the stress of money. In fact, for years, financial concerns were a common stressor for Americans — one survey reported that an astounding 72 percent of Americans reported feeling stressed about money at least once a month. More […]
In all aspects of your life, it’s imperative that you protect your finances at all costs. And this is especially true when it comes to your online activity. After all, in the 21st Century, we do pretty much all of our shopping, budgeting, and transfers digitally. While convenient, that also means that we’re susceptible to […]
Entering 2020, I was amped. I had booked a trip to visit friends who I hadn’t seen in years. There were tickets to concerts, baseball games, and RSVPs for weddings. My calendar was getting full, but I was looking forward to everything that I had scheduled. Obviously, by the spring, those plans were scrapped. What’s […]