“Start where you are. Use what you have. Do what you can.”
– Arthur Ashe
The road to personal success needn’t be difficult: it just takes one step. No matter who you are, where you are in life, and what your experience amounts to, you always have enough inside of you to take that first step. Arthur Ashe, the first black tennis player selected to the United States Davis Cup team and the only one ever to win the singles title at Wimbledon, the US Open, or the Australian Open, accomplished a lot despite growing up in extremely racially tense times. And even after his career as a tennis player ended, he took his experience and wrote and commentated for major news outlets, was active in helping young tennis players, wrote a book, and threw himself into civil rights endeavors.
By working with what you have, you accumulate more experience and explore your expertise, and by the end, you’ll be able to do much more than you had originally thought possible.
If you like quotes like this one, consider checking out one of our other quotes.
Related Reading: Explore the Thomas Edison light bulb quote and the power of persistence.

Table of Contents
ToggleArthur Ashe Quotes: The Meaning Behind "Start Where You Are"
Among the many Arthur Ashe quotes that still inspire people today, none is more enduring than "Start where you are. Use what you have. Do what you can." In a single sentence, Ashe captured a philosophy of action over excuses: progress does not require perfect conditions, only a willingness to begin with whatever you already hold. It is advice that travels well beyond the tennis court, applying just as cleanly to careers, health, and building wealth.
Who Was Arthur Ashe?
Arthur Ashe (1943–1993) was an American tennis champion and humanitarian, the first Black man to win the singles title at Wimbledon, the US Open, and the Australian Open, and the first Black player selected to the United States Davis Cup team. After his playing days he became a writer, broadcaster, and tireless advocate for civil rights and public health. You can read more about his life and legacy through Britannica's biography of Arthur Ashe.
What the Quote Teaches About Money and Getting Started
The same mindset maps directly onto personal finance. Many people delay building wealth because they believe they need a larger salary, more expertise, or the "right" moment. Ashe's words reject that excuse: you start with the resources in front of you and let momentum do the rest. If you are not sure where to begin, our guide to getting good investment returns as a beginner breaks the first steps down, and if you feel stuck financially, why am I poor and how to break the cycle offers a grounded reset. The timeless thrift in Benjamin Franklin's "a penny saved is a penny earned" shows how small, consistent actions compound. For the basics of putting money to work, Investopedia's overview of investing is a solid starting point.
Other Motivational Quotes Worth Reading
If Ashe's message resonates, explore related reflections like the Thomas Edison "10,000 ways that won't work" quote on persistence, and P.T. Barnum on making money your servant for a sharper take on staying in control of your finances.
Key Takeaways
- Arthur Ashe's most famous quote — "Start where you are. Use what you have. Do what you can." — is a call to act now rather than wait for ideal conditions.
- Ashe backed the philosophy with his own life, achieving historic tennis success and lasting humanitarian impact despite the obstacles he faced.
- Applied to money, the quote means starting to save and invest with whatever you have today instead of waiting for a bigger paycheck.
- Small, consistent steps compound over time, in finance just as in any skill.
Frequently Asked Questions
What is Arthur Ashe's most famous quote?
His best-known line is "Start where you are. Use what you have. Do what you can." It is widely shared because it distills a whole philosophy of action into a single, memorable sentence.
What does "start where you are, use what you have, do what you can" mean?
It means progress begins with your current circumstances, not your ideal ones. Rather than waiting for more time, money, or expertise, you make use of the resources you already have and build from there.
How can Arthur Ashe's quote apply to personal finance?
It reframes getting started: instead of postponing saving or investing until you earn more, you begin with whatever amount you can set aside now. Consistency and time, not a perfect starting balance, are what build wealth.
Related Reading: For more on money and freedom, explore Virginia Woolf’s A Room of One’s Own.
Related Reading: Start where you are and keep improving — see the Benjamin Franklin growth and progress quote.
Related Reading: Pair this with Gandhi’s reminder to live as if you were to die tomorrow, learn as if you were to live forever.
Related Reading: Once you have started, aim higher — Rockefeller’s reminder to don’t be afraid to give up the good to go for the great.
Related Reading: Start where you are, then take the first step toward success by refusing to be a captive of your circumstances.
Related Reading: Scared to make a leap? The John Wayne courage quote says saddle up anyway.