Tag Archives budgeting

One of the biggest challenges when freelancing (and one regularly employed people love to point out) is the ability to build a substantial nest egg for retirement. This challenge alone keeps people strapped at jobs they hate because they may not be aware of the options available to them. While retirement for people who don’t […]

The downside of freelancing is that sometimes clients owe money. It’s important to note that this isn’t necessarily done on purpose. Sometimes companies have specific policies, people are traveling or someone in the accounting department literally forgot. I once had a check come in a month late because a giant blizzard hit Boston and shut […]

As a freelancer, business owner and financial blogger, I am utterly obsessed with finding ways to manage money – especially when it comes to managing irregular income. It’s easy to budget when you’ve got a steady paycheck, taxes are taken out automatically and you have zero business expenses (including those pesky payment processing fees), but […]

Deal With Credit Card Processing Fees

Credit card processing fees are a harsh reality of running a business. Unfortunately, if someone pays you anything with a credit card you won’t actually be seeing the full amount in your bank account. A portion of it will undoubtedly go to fees. People may not like credit card processing fees, but the alternatives are […]

Tax season is upon us! That means it’s likely that freelancers are receiving 1099s from clients and trying to figure out how much money they made last year. It’s also possible that freelancers are ripping their hair out as they try to figure it all out themselves. If this is you, it may be time […]

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