Tag Archives budgeting

At some point in your career, you’re going to make a few financial mistakes in your business. We’ve all been there, but it doesn’t make the sting hurt any less. The truth is it sucks when you know you’ve made a few financial mistakes you could have avoided. The good news is financial mistakes are […]

Ways to Save More Money

We all want to save more money. But, saving takes a lot of discipline to follow through with. Maybe that’s why so many of us decide to give-up on saving money before we even give it a chance. By following these twenty ways to save more money though, you’ll notice that not only is saving […]

When you’re starting a business it’s very easy to fall into some bad habits pretty quickly. Some of these bad habits include taking whatever you can get, working 24/7 and forgetting that you have a life outside of your business. Another bad habit is becoming a complete workaholic. I believe that to a certain extent […]

Even though I’m a personal finance blogger by trade, I really hate budgets. More specifically, I really hate super detailed line-item budgets where I track exactly how much I spent in groceries that month. First, this stresses me out with variable income. I’ve tried every spreadsheet there is for tracking variable income and they all […]

Fortunately, having a deadbeat client who owes me money doesn’t happen very often because I’ve put systems and processes in place. To this day, I still have never been totally stiffed on a payment because I eventually get my money. However, there are a few occasions in which yes, I am owed a significant amount […]

As a freelancer, you’re probably doubly aware of how important it is to save for emergencies. When you have variable income and don’t know how much you’re making from one month to the next, it really puts emergency savings at the forefront of your financial choices. The difficult part becomes the excuses. Excuses like “I […]

In January I reached freelancer bliss – I was a month ahead on all of my bills. For an entire month, I wouldn’t have to wait until client payments came in to pay the credit card. I could hustle knowing that everything was taken care of. Quite frankly, it’s the financial stability all freelancers hope […]

When freelancing or running a small business, it can be a nightmare to streamline business finances. In fact, managing a business budget is one of the biggest challenges freelancers have when working. It’s even worse when you think about how a freelancer’s income varies from month to month. Fortunately, you can make business finances easier […]

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