There’s a lot to love about being a freelancer. At the top of the list is the ability to make your own hours, along with firing the clients who are nothing but terrible. The downside about the freelancer lifestyle is that can be difficult to manage your work-life balance. Unlike some 9-5ers, we aren’t necessarily […]

“A penny saved is a penny earned.” – Benjamin Franklin   Leave it to Benjamin Franklin to give us the soundest of financial advice. Armed with the practical and self-restrained virtues of Puritanism with the imagination, tolerance, and ambition of the Enlightenment, Ben Franklin was a successful politician and political theorist as well as a […]

One of the most important tasks that you can do either as freelancer or small business owner is diversify your income. That means that you have multiple revenue streams that are independent from each other. The reason? If you lose one client, you still have several other ways to supplement your income. And, there’s probably […]

As the end of the year approaches, it’s time to consider your finances, and what you need to figure out for tax time. I recently had a phone call with my accountant, to talk about what I need to do to organize my paperwork and prepare for tax time with all of the new developments […]

“As much money and life as you could want! The two things most human beings would choose above all – the trouble is, humans do have a knack of choosing precisely those things that are worst for them.” – J.K Rowling   While J.K Rowling was writing Harry Potter, in a state that she described […]

One of the fastest ways to start making more money in your business is to ask for it. Unfortunately, asking for more money can also be petrifying. We’re afraid of being rejected. We’re afraid of losing clients. We’re afraid of not being able to pay our bills. These are very real fears we have to […]

Hiring a freelancer is beneficial to both parties involved: it gives small business owners access to services without having to hire a full-time staff member while allowing creative professionals the flexibility to work for themselves. One of the pitfalls of freelancing, however, is not knowing exactly when you’ll get paid. We’ve found that 58% of all […]

“Everyone wants to ride with you in the limo but what you want is someone who will take the bus with you when the limo breaks down.” – Oprah Winfrey   At a certain point, when one has everything they could ever ask for – a life of luxury, exorbitant riches, real estate, and professional […]

As a cyclical business, the construction industry offers periods of strong growth followed by slow movement or none at all. The current economic cycle shows that construction is beginning to expand again with more commercial and residential projects slated for the near future. New Construction Trends for New Opportunities This positive outlook in the construction […]

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