mobile invoicing tips

I recently hired a house cleaner and someone to care for my yard. Rather than paying with cash or by check, I use P2P payments. I’m not alone. This type of payment is on the rise around the world and in the United States. Being able to use P2P payments is much more convenient. I […]

Secured Small Business Loans

Payments in the business world can be complicated enough, but when you move into loan payments to a bank or other lender things get a little more complex. Any business or individual who takes out a loan should understand how amortization and loan payments work. Get a primer on how loan payments work with this […]

reduce credit card processing fees and other costs

Every credit card processing fee adds up, especially when you multiple it by hundreds or even thousands of transactions per month. These fees include statement, gateway, and minimum fees. If you can reduce those fees. By eliminating them, the savings will soon add up and your profit margin will incrementally increase. Yes, you can reduce your credit card […]

invoicing payments made simple

Recently on the site, we discussed why your clients may want to pay for your services with a credit card. Well, there’s a flip site to that: clients who are afraid to pay invoices online. Granted, in this day and age this is less common. Studies show that people prefer to use debit and credit […]

Bitcoin And The Rise Of Cryptocurrency

As a business owner, part of your responsibility is to ensure that you offer different forms of payment for clients and customers. This includes newer forms of payment as well, such as accepting cryptocurrency. Cryptocurrency has been making a splash in recent years as the future of payments. Major companies like Microsoft now accept it […]

cash to credit card flow

Every time you sell a product or provide a service, you have a choice to make. Do you charge first or deliver the product and send an invoice after the fact requesting payment? The big risk with delivering before receiving payment is that the customer won’t pay. Below are some of the most common methods […]

Much of the small business advice that’s out there is for individuals who run service based businesses. But what about those who sell physical products? What about their needs, like ensuring they always have money for inventory? This is something I find myself thinking about a lot lately as I spend more time with designers […]


In a recent article, I mentioned how I recently made a huge sales mistake by not offering pre-sale pricing for a high ticket offer I’m debuting later in the summer. The good news is I learned my lesson and sold half of the available seats even before actually starting a launch period. In this article, […]

cash only

As a small business owner, it’s likely that you’ll have to go to conferences, events, and expos. Depending on the business, you may be selling goods or services in person. That’s why it’s imperative that you’re always ready to receive payments in person. Here’s an example. My roommate is a fashion designer. She recently had […]

High Risk Credit Card Processing & Fraud Prevention (1)

Merchants are assigned either in the high risk or low-risk category by credit card processors. Since most processors opt to do business with low-risk merchants because they’re not as risky, there aren’t a whole lot of merchant services that work with high-risk merchants. Why are merchants considered high risk? Let’s back-up for a second and […]

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