Due
Open Accounts and Don’t Close Any

In this day and age hacking is rampant. Nevertheless, I still get requests to send bank account numbers via email by clients once in a while.  It’s always a request that surprises me and makes me feel a little uncomfortable.  Thanks to the huge Yahoo data breach, I’m very aware that sending sensitive information in regular […]

Are all interchange fees the same

The best part of business is getting paid, but getting paid isn’t always as easy or simple as it should be. In addition to figuring out the logistics of how to get paid, you may have to pay multiple vendors different payment processing fees. Those fees can add up fast. But you have options that […]

Taxes and payments give you so many acronyms, forms, and processes to keep track of. While some may slip off the radar from time to time, one form you don’t want to forget is the W-9. This simple form takes only a minute to complete, but has big ramifications for your business. Whether you are […]

mobile invoicing tips

I recently hired a house cleaner and someone to care for my yard. Rather than paying with cash or by check, I use P2P payments. I’m not alone. This type of payment is on the rise around the world and in the United States. Being able to use P2P payments is much more convenient. I […]

Secured Small Business Loans

Payments in the business world can be complicated enough, but when you move into loan payments to a bank or other lender things get a little more complex. Any business or individual who takes out a loan should understand how amortization and loan payments work. Get a primer on how loan payments work with this […]

reduce credit card processing fees and other costs

Every credit card processing fee adds up, especially when you multiple it by hundreds or even thousands of transactions per month. These fees include statement, gateway, and minimum fees. If you can reduce those fees. By eliminating them, the savings will soon add up and your profit margin will incrementally increase. Yes, you can reduce your credit card […]

invoicing payments made simple

Recently on the site, we discussed why your clients may want to pay for your services with a credit card. Well, there’s a flip site to that: clients who are afraid to pay invoices online. Granted, in this day and age this is less common. Studies show that people prefer to use debit and credit […]

Bitcoin And The Rise Of Cryptocurrency

As a business owner, part of your responsibility is to ensure that you offer different forms of payment for clients and customers. This includes newer forms of payment as well, such as accepting cryptocurrency. Cryptocurrency has been making a splash in recent years as the future of payments. Major companies like Microsoft now accept it […]

cash to credit card flow

Every time you sell a product or provide a service, you have a choice to make. Do you charge first or deliver the product and send an invoice after the fact requesting payment? The big risk with delivering before receiving payment is that the customer won’t pay. Below are some of the most common methods […]

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