Recently a new breakfast joint opened up in my town. During my first trip there, I was pleasantly surprised to see that they also have a lunch menu. That meant in addition to delicious breakfast sandwiches; there were also traditional lunch options like soups, salads, and BLTs. I’m all about a solid breakfast sandwich. But, […]
I don’t think that anyone plans on digging themselves into a massive debt-hole. But, sometimes, there are unexpected emergencies that you have to address that will drain your savings. Other times you can’t control your spontaneous spending, or you just really need to get that new shiny object, like a new iPhone. Sometimes spending isn’t […]
There are a lot of things to lose sleep over each night. But, perhaps, nothing more than the stress of money. In fact, for years, financial concerns were a common stressor for Americans — one survey reported that an astounding 72 percent of Americans reported feeling stressed about money at least once a month. More […]
In all aspects of your life, it’s imperative that you protect your finances at all costs. And this is especially true when it comes to your online activity. After all, in the 21st Century, we do pretty much all of our shopping, budgeting, and transfers digitally. While convenient, that also means that we’re susceptible to […]
Entering 2020, I was amped. I had booked a trip to visit friends who I hadn’t seen in years. There were tickets to concerts, baseball games, and RSVPs for weddings. My calendar was getting full, but I was looking forward to everything that I had scheduled. Obviously, by the spring, those plans were scrapped. What’s […]
As the leaders of their companies’ finance-related teams, chief financial officers (CFOs) were among the first to notice and face the effects of the COVID-19 pandemic. These professionals are certainly not the only people involved with helping organizations bounce back. However, CFO’s play vital roles in decision-making and plan implementation for financial. Here are five […]
There’s a lot to love about being your own boss. But, there is one huge drawback; not having an employer-sponsored retirement plan. Here are the rules for solo 401 k’s and the contribution limits in 2021. An employer-sponsored retirement plan might not have been something that you thought about previously. However, it’s essential if you […]
Money may not buy you happiness. But it certainly can improve your life mainly because it ensures that you have your basic needs met. I know what I’m saying — I’ve lived with and without money, then repeated that cycle. You don’t want to be in retirement without savings built up. When you have enough […]
I have a couple of friends who I would consider are obsessed about the future. They work their tails off, live a frugal lifestyle, and put a bulk of salaries into their retirement savings. Many experts would applaud them. But, I struggle with this. I mean, I try my best to be financially responsible. At […]
Several months ago, you decided to buckle down and improve your financial habits. Maybe it was because you were tired of paying high-interest credit card payments each month or want to make home improvements. Perhaps COVID-19 opened your eyes to the importance of having an emergency fund. Or, maybe you were concerned about not having […]