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When freelancing or running a small business, it can be a nightmare to streamline business finances. In fact, managing a business budget is one of the biggest challenges freelancers have when working. It’s even worse when you think about how a freelancer’s income varies from month to month. Fortunately, you can make business finances easier […]

While freelancing and running your own business is the cool thing to do these days, not everyone is cut out for it. In fact, some people would simply panic or just don’t see it as a way to support the way they want to live, both of which are completely okay. The problem becomes when […]

Changing the Way You Use Credit Cards

With continued growth in the fintech industry, startups are seeking niches to exploit with disruptive solutions tied to a particular need or problem. Since credit cards continue to be a popular form of payment but that also carry with them numerous issues associated with irresponsible spending and money management as well as fraud, some startup […]

The 2016 Mobile Payments State of the Industry Report, both U.S. and UK consumers are increasingly relying on their smartphones and tablets to search and buy products. In the U.S., using a mobile phone to access the Internet has gone from 65% in 2012 to 94% in 2015. In the UK, 58% now use their mobile […]

Deal With Credit Card Processing Fees

Credit card processing fees are a harsh reality of running a business. Unfortunately, if someone pays you anything with a credit card you won’t actually be seeing the full amount in your bank account. A portion of it will undoubtedly go to fees. People may not like credit card processing fees, but the alternatives are […]

A recent article in American Banker reported Bank of America is filing 20 patents that are related to blockchain technology, including a cryptocurrency wire transfer system and cryptocurrency transaction payment system. Additionally, organizations like the National Retail Federation are covering the topic of cryptocurrency, such as bitcoin, and theorizing on how the benefits of new […]

Electronic cash, also known as eCash, has paved the way for all the digital transactions that we now rely on when we want to buy online. We are now accustomed to having digital wallets and using services like Due, Apple Pay, PayPal, Square and more. Not so long ago, however, it all started with eCash, […]

Credit cards improve cash flow

Cash flow is the lifeblood of a business. It’s so important that 90% of small businesses who have closed their doors have cited poor cash flow as the main cause. If you don’t want to become a part of that statistic, here are 12 ways on how your business can avoid cash flow problems in […]

As more consumers and businesses migrate to online shopping and digital transactions that even include multiple currencies, payment methods have had to evolve to facilitate these new preferences. One of the financial solutions that have emerged is known as ecash. This article explores the various types of products that are referred to as eCash and […]

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