If anyone has to be efficient, it’s probably sales reps. After all, they spend a lot of time traveling, communicating, and meeting with prospective clients and customers. Because of this, they don’t have a whole lot of time to spare. Since time is such a valuable commodity for salespeople, it’s understandable why they need to […]
Promising businesses go under all the time. Unmotivated teams and stiff competition can drive startups to close shop, but research from CBInsights found that cash flow problems knock out 29 percent of failed small businesses. Without money to keep the lights on and employees paid, even a business with a great product and a bright future […]
Going into business for yourself is a big deal. There’s always a long to-do list and you’ll find yourself wearing many different hats from time to time. Your business is more of a hobby if you’re not making money. Properly managing and organizing your small business finances can contribute to the success of your business and make […]
When you’re a freelancer, it’s easy to let work bleed into every moment of your life. There’s always another pitch to send. It’s always a good idea to check your email to see if a client reached out. You can always pop onto social media. Things get especially blurry when you work from home. The […]
You dream of starting your own business. But your debt is like an albatross around your neck. It just won’t go away. You find yourself wondering; do you need to be free from personal debt– those student loans or your medical debt- before you start a business of your own? You Don’t Need to Be […]
As if summer isn’t already expensive for parents given the cost of camp, childcare, activities, and vacations, August can pack a particularly hard punch. This is because we are about to enter the back-to-school season. The average amount parents spend on school supplies and back-to-school clothes has doubled within the past 10 years and this can pose […]
Setting the right prices for your services or products is a critical step for any business owner. Set your prices too low, and you’ll struggle to stay afloat. Set your prices too high, and you may struggle to find people who will pay for it. Doing market research on pricing for your market is a […]
Establishing business credit is an important step for some small business owners. If you want to obtain a business loan or simply separate your personal credit from your business credit, you need to work on establishing and building your score. Some lenders may even require or prefer that you have a business credit score. The […]
Most people quite literally live by a clock. We eat, sleep, work, and play according to the passage of time. Clocks tell us when to get up in the morning and what time to get to work or school. Our awareness of time starts at a young age. Parents put their toddlers in time out […]
Health insurance has always posed challenges for small businesses, and for years many opted not to offer insurance in exchange for other benefits. Since the introduction of the Affordable Care Act (ACA), however, businesses with at least 50 full-time or full-time-equivalent (FTE) employees are required to provide health insurance. But even those small businesses with […]