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Withdrawing Funds

When you own your own business and have no storefront, very little overhead, and no employees, you can basically keep what you earn. However, if your business starts to grow that could all change. You could find a need for more cash. Figuring out whether or not to pay yourself, and how much, can be […]

cloud accounting piggy bank savings

Having just dealt with Hurricane Irma, I am being reminded of the importance of having an emergency fund. More specifically, I’m being reminded why I need a rather large emergency fund as a freelancer. General financial wisdom says we should have three to six months worth of expenses in an emergency fund. Some older financial […]

woman sales agent

Back in July, I ran a little experiment. Each day, I wrote down sales goals and how much money I actually made that day. A few weeks later, I had a five-figure month and a five-figure launch. This isn’t an accident. Research shows that individuals who write down their goals are 42 percent more likely […]

woman freelancer

While scrolling through my Facebook feed and found a study on freelance writers. That study claims the average freelance writers report earning less than $10,000 a year and the top tier makes $40k. They blame it on lack of work and say finding clients online isn’t effective. This is, of course, mind boggling to me. […]

the-blockchain-cycle

Blockchain came to the world’s attention thanks to its role as the underlying technology behind Bitcoin, the most popular cryptocurrency. However, Blockchain has much farther reaching possibilities than digital currency. Blockchain, a distributed ledger technology, has the potential for applications in the stock market, banking, and beyond. One industry that is sure to see disruption […]

learn from business books

In business, we sometimes have this chicken or egg situation where it takes money to make money. More specifically, every small business needs to make investments in order to keep growing. This requires putting money down in hopes of a return. While there are several ways to get funding, many small business owners are bootstrapping. […]

One of your duties as a small business owner is to make sure you’re getting paid. While it’s not the most glamorous task, it is one of the most important. That’s why it’s imperative that business owners become accustomed to keeping an eye on your accounts receivables. The problem with staying on top of accounts […]

Generates more revenue

A big complaint among freelancers, business owners and consultants is the inability to predict monthly revenue. While inconsistent cash flow is likely in the beginning stages, at some point you start to wonder if you’ll ever figure it out. The Importance of Monthly Revenue The reason why you need consistent monthly revenue is pretty obvious: […]

Renminbi money

Have you ever been in a situation where it takes forever to get a payment from a client? Between emailing back and forth, phone calls and checks in the mail, weeks could go by before you even see a penny. The solution to this is to implement better systems. By implementing better systems into your […]

invoicing payments made simple

Recently on the site, we discussed why your clients may want to pay for your services with a credit card. Well, there’s a flip site to that: clients who are afraid to pay invoices online. Granted, in this day and age this is less common. Studies show that people prefer to use debit and credit […]

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