Eric Rosenberg is a finance, travel, and technology writer originally from Denver, Colorado living in Ventura, California. When away from the keyboard, Eric he enjoys exploring the world, flying small airplanes, discovering new craft beers, and spending time with his wife and baby girl. You can connect with him at his own finance blog Personal Profitability.

healthy living habits

HSA accounts, short for health savings accounts, are a type of tax-advantaged savings account used to save money on medical costs. If you have a qualifying high-deductible health plan (HDHP), you can sign up for an HSA account and contribute to save big on your taxes. If you don’t know what HSA accounts are or how […]

vacation budget

Tariffs are a big topic in the news lately, as the United States, China, and other countries have been dragged into a debate on trade deficits, intellectual property theft, and other trade-related disagreements. Whatever you think of tariffs being right or wrong, they are rearing their head in the headlines, and both the United States and […]

security data flow

It seems that every other week there is a news story about some company’s servers being hacked, exposing our personal information. While the most egregious hacks are well publicized, like last year’s Equifax breach that exposed the personal information of virtually every American with a credit history. But our Social Security numbers are not the […]

financial habits

Social Security is a government-backed retirement program. Workers across the country pay a Social Security tax each year in exchange for a payment each month in retirement, or if disabled in some cases. This retirement fund isn’t quite a guarantee. For the most part, workers from all backgrounds can count on social security. Still, there […]

obtaining money from lenders

Gender equality is a big topic in the news today. As our society navigates the “Me Too” era and sex discrimination in the workplace, it is important that society doesn’t overlook the important gender issues in personal finances, including student loans. While one might expect men and women to have similar student loan debt loads, […]

marketing your small business

The Civilization video game franchise is one of the most successful in history. First released in 1991, the computer game allows players to build a civilization from a single settler into a global empire. With more than 40 million copies sold, countless hours have been spent playing the game. Many would argue that computer games […]

Some have said Elon Musk is a real-life version of Tony Stark, the man behind famed superhero Iron Man. Musk was one of the founders of PayPal, a group that has gone on to see amazing successes. Musk is the CEO of multiple businesses, including ones that provide electricity for cities, build cars, take satellites […]

Payment processing in 2016

I spend an unhealthy amount of time working on computers and staring at screens. To keep myself as productive as possible when on the computer, I use a range of useful Mac apps to access my email, to do list, and other quick functions. Since buying my first Mac back in March 2015, I’ve always been […]

paying by echeck online

A 2017 Harris poll found that 78% of Americans live paycheck to paycheck, up from 75% a year earlier. That number is astounding. That is over 250 million Americans living by the skin of their teeth, waiting anxiously for their next paycheck to arrive and act as a lifeline until the next one. Even those […]

business savings tips

You’ve been side hustling for a while now, and you are ready to quit your job. Congrats! An early welcome to the world of the self-employed. But before you go reenact this guy’s overhead announcement and rub it in a manager’s face like the guy in this video, think about the long-term consequences. Instead of […]

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